Macs Wealth

10 Golden Rules Every First-Time Investor Should Follow

Investing is one of the most powerful ways to grow wealth and achieve long-term financial security. But for first-time investors, the world of finance can feel overwhelming, with countless options, advice, and risks. The good news is that you don’t need to be an expert to start—what you need is discipline, patience, and some guiding principles.

The Power of Compounding: How Small Investments Grow Big

Albert Einstein once called compounding the “eighth wonder of the world”—and for good reason. Compounding is the simple yet powerful principle that allows your money to grow exponentially over time.

Budgeting and Investing: How to Make Both Work Together

Budgeting and investing are often seen as two separate aspects of personal finance. In reality, they are deeply connected. Budgeting helps you manage your income and expenses, while investing ensures your money grows to meet future goals.

PMS vs. Mutual Funds: Key Differences Every Investor Should Know

Budgeting and investing are often seen as two separate aspects of personal finance. In reality, they are deeply connected.

What is LTCG and STCG Tax on Mutual Funds? Everything a New Investor Should Know

Every mutual fund investor earns returns in the form of capital gains when they redeem or sell their units.These gains are taxed differently depending on how long you hold your investment.