Services

What are Mutual Funds?

Think of it this way: you and your friends plan a picnic. Instead of one person bearing all the expenses and effort, everyone contributes—some bring food, others bring drinks, and someone takes care of games or music. Together, you enjoy a richer and more fun picnic than what any single person could have arranged aloneThink of it like a picnic where everyone contributes—food, drinks, games—so the group enjoys more than what one person could arrange. Similarly, in mutual funds, many investors pool their money, which professional fund managers invest across stocks, bonds, and securities. This gives you diversification, expert management, and shared profits through the fund’s Net Asset Value (NAV)..

Your assets, lifestyle, and well-being are the result of years of hard work and careful planning. General Insurance ensures they stay protected against unexpected risks, covering a wide range of areas such as your home, vehicles, and health. With the right insurance, you safeguard not only your possessions but also your financial stability and peace of mind, giving you the confidence to focus on what truly matters in life.

What is PMS?

PMS is a personalized investment service designed for High-Net-Worth Individuals (HNIs). Unlike mutual funds where money is pooled, PMS gives you direct ownership of securities and a portfolio crafted specifically for your goals, risk appetite, and investment horizon. Think of it like having a personal chef for your wealth—you decide the taste, and the portfolio manager picks the right ingredients. Your investments are actively managed, regularly reviewed, and fully transparent, with holdings maintained in your name.

Why PMS?

The real advantage of PMS lies in personalization and transparency. Unlike mutual funds (a standard package), PMS is like a custom-tailored suit—made to fit your financial journey. It’s best suited for HNIs who want:

Minimum Investment

To get started, PMS requires a minimum investment of ₹50 lakhs. If you’re someone who can set aside this amount, PMS could be the right step towards building long-term, sustainable wealth.

A Home is More Than Bricks and Walls

It’s the place where dreams take root, memories are created, and families grow together. We understand the emotions behind owning a home, and that’s why our Housing Loan solutions are built to make this journey smooth, affordable, and stress-free.

Whether you’re a first-time buyer, a growing family looking for more space , or someone planning to invest in a second property, we have the right loan option for you.

What is a Corporate Bond?

corporate bond is a type of loan that a company takes from investors. By buying a corporate bond, you are lending money to the company in exchange for regular interest payments. When the bond reaches its maturity date, the company returns your original investment.

Corporate bonds can offer fixed or variable interest rates and may be traded on the secondary market, giving investors flexibility. These bonds are generally considered riskier than government bonds, which is why they typically offer higher returns.

Some bonds are backed by the company’s assets (secured bonds), while most rely on the company’s ability to generate future revenue. The safest bonds, often rated AAA, carry lower returns but come with lower risk.

Key Takeaways

Wherever life takes you—New York, Dubai, London, or Sydney—India is always home. It’s where your family lives, your traditions thrive, and where your hard-earned money can grow alongside one of the world’s fastest-growing economies.

Explore Investment Options for NRIs

As an NRI, you can choose from a variety of avenues to grow and protect your wealth in India:

Why invest in India as an NRI?

Fixed Deposits are a time-tested investment choice, offering guaranteed returns and financial security. By depositing a fixed sum with a bank or financial institution for a set period, you earn a secure interest rate that remains unaffected by market ups and downs.

FDs are ideal for conservative investors who prioritize safety. They provide assured income, flexible tenures, and options for cumulative or regular payouts. Many institutions also allow loans against FDs, giving you liquidity when needed without touching your savings.

Whether you’re building an emergency fund, saving for short-term goals, or diversifying your portfolio with a stable, risk-free component, Fixed Deposits offer peace of mind while helping your money grow steadily.